How does the payday advance process work?

There’s no paperwork to fax and no phone calls for you to make. You can do it all online and real time with Cash Doctors.

• To start, just apply in 3-4 minutes. When you submit your application, an automatic lending decision and credit check happens in 1-2 seconds to ensure we responsibly lend the right amount to people who are able to repay.
• Then you’ll see a breakdown of what you’re borrowing, the fees and the repayment dates. If you’re happy with it, confirm your cash advance.
• Finally, on your first cash advance, Cash Doctors does a quick call to your payroll officer to confirm some details. This saves you faxing documents. All you have to do is give your payroll officer permission to speak to us. You’ll then get an SMS and email telling you you’ve been approved. You get paid overnight, so the money will be available on the morning of the following business day.
• After your first cash advance you get approved and paid automatically 24/7 in seconds.
• With your member log-in, you can keep track of the entire payday cash advance process. For example, you can see whether we’ve gotten in contact with your payroll, if you’ve been approved, whether you’ve been paid, and any details you may need to know about your repayments.

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