How do I apply?

  1. Complete the 4 minute online application form,
  2. When you submit your application, an automatic lending decision, credit check and calculation of your cash advance happens in seconds. You will get a loan offer that suits your financial needs and is within the limits of what you can afford to repay.
  3. Then we’ll show you the exact breakdown of your fees, repayment dates and terms and conditions before you proceed. If you’re happy with everything, confirm your cash advance.
  4. Tell your payroll to expect a call from ICR Finance (our parent company) to check some identification details.
  5. Contact Cash Doctors to confirm your payroll officer has been contacted. You can do this during your application or after you apply. You’ll then receive an email with your account log-in details, so you can view your application’s progress.
  6. Cash Doctors then confirms your details with your payroll officer.
  7. You get paid overnight, so the money will be available on the morning of the following business day.
  8. The payroll call only happens when you first join. After that, your applications are processed and paid in seconds automatically 24/7.
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