Like most lenders, we carry out a credit check as part of our assessment of your first application.

But don’t worry if you have a default - Cash Doctors approves cash advances for applicants with black marks on their credit history. Our policies are very different to those of mortgage lenders and banks.

However, there are still cases when applications are declined. If you are now bankrupt, in a part nine debt agreement or have an extremely bad credit history, your application will be declined.